3 smart money moves to make in December » Mortgage Masters Group

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December’s rate hike was more symbolic than anything else. The jump from 0% to 0.25% is teeny tiny. The bigger challenge for the Fed is managing expectations and group psychology. There are mega-sized.

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Move No. 1: Increase your deferrals. Now is a great time to take stock and see if you can make a small tweak in your monthly savings rate. Consider increasing your 401(k) contribution by a percentage point, which is small enough that it won’t make much of a difference to your paycheck.

 · (Bloomberg) — China National Gold Group Corp., the nation’s second-biggest miner of the metal, is studying a bid for a stake in Canada’s Iamgold Corp., people familiar with the matter said. Iamgold shares jumped the most in more than four years.The state-owned gold miner is working with financial advisers

The most effective goals are SMART – specific, measurable, attainable, realistic, and timely. The advantages of using the SMART philosophy in setting objectives include improving focus and clarity, providing a common framework for collaboration and discussion, and creating a bias toward action.

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Dealing with SmartMoney Mortgage has been the most pleasant experience of any prior loan closings. After going through land purchase, construction, and permanent to construction loans over the last 5 years, this refinance with SmartMoney Mortgage was the top of the list for best rates, ease of closing, and excellent customer support throughout the entire process.

This past Christmas, Pineda was able to make some money off his coupon site to buy his kids Christmas. "I could have gone to a bank and been a teller and moved up-that could have been a smart move,

3 Smart Mortgage Moves in This interest rate climate Ever since the end of the housing boom in the mid-2000s, homeowners have benefited from some of the lowest mortgage rates in decades.

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